I know people who have used those secret accounts! Those accounts are real, however since the whole heather thing and people trying to use them we have lost access to them. People I know paid for medical treatment, pharma drugs, power bills, car loans, mortgages and yes I know 4 people who paid off their homes with them and got the title. I am not going to sell myself out but I was able to move money from my fed account attached to my ss# into an investment account. However, the bank stole the funds a few days later so I filed complaints with the SEC and other GOV Places to file stolen money complaints. Mind you some of these people I know they were using the account to pay bills for 15 years before it became mainstream.